Health And Dental Insurance
The medical school has flexible health and dental insurance programs so that employees may select coverage to best meet their individual needs. Currently, six insurance programs are available that include health, dental and prescription drug coverage: two Preferred Provider Organizations (PPO) plans, one Health Maintenance Organization (HMO) plan and one Point of Service (POS) plan. If health insurance is not needed through the university, an employee can purchase dental coverage only. The insurance plans provide coverage for employees and eligible dependents.
All regular employees of the medical school working at least 20 standard hours per week or more are eligible to participate in these insurance programs. The university makes a monthly contribution toward the cost of health/dental insurance for all full-time employees and for employees working 20 hours per week or more. Employees and their dependents must enroll within the first 31 days of employment eligibility. If date of hire is the first of the month, employees may choose an effective date of that day or the first of the following month.
If you decline enrollment for yourself or your dependents (including your spouse) because of other health insurance coverage, you may in the future be able to enroll yourself or your dependents in this plan, provided that you request enrollment within 31 days after your other coverage ends. In addition, you may be able to enroll yourself and your dependents, provided that you request enrollment within 31 days after marriage, birth, adoption or placement for adoption. Late enrollees must experience a family status change to participate outside of the annual enrollment period.
Last Modification: 06/08/2004
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